More Single Women Own Homes

Women Buyers
Home Make It Your Sweet Home

According to a new analysis by, the Midwest is attracting more single and unmarried women who are choosing to put down roots and buy a home. Cincinnati topped its list, followed by Kansas City, Kan., and Kansas City, Mo.

Phil Karp, senior manager of brokerage services at says the following:  “There is a noticeable shift toward more single women entering the real estate market, particularly given lower unemployment rates, rising incomes, and the value placed on homeownership. Housing inventory remains low and costs are high throughout the country.”

How strong a force have single and unmarried women become in real estate? They have outpaced single and unmarried men in homeownership since 1981, according to data from the National Association of REALTORS®. In 2016, 17 percent of single and unmarried women were homeowners. That compares to only 7 percent of single and unmarried men who owned a home. NAR research indicates that these women place a high value on owning their own home near family and friends.

How was the analysis done? studied 50 metro areas across the country, factoring in each city’s average home value, median income for women, annual crime rate, walkability and public transportation, and the price of dinner for two people. The study came up with the 20 best places for single women to purchase a house. The following are the results for California:

Sacramento-Roseville, Calif.: 15.2%

Los Angeles-Long Beach, Calif.: 13%

San Jose-San Francisco-Oakland, Calif.: 13.7%

If you are interested in buying your next home, please contact me as I have very helpful information as to 5% and 10% down loans with no mortgage insurance requirements. Call or text me at 650 483-4932.

Top 20 Markets March 2017

Top 20 Markets
Top 20 Performing Markets For March 2017®’s economic data team identified the largest metro areas where homes are selling the fastest and garnering the most views.

California markets continue to dominate. Some new metros were added to this month’s list: Santa Cruz, Calif.; Fort Wayne, Ind.; and Grand Rapids and Ann Arbor, Mich.

Is time to sell, or wait a bit? Call me at 650 483-4932 to find out.

Mal Pais Costa Rica $339,000 USD

Costa Rica
Mal Pais Costa Rica
Costa Rica Mal Pais
Views in Mal Pais

This 180 degree view hilltop lot is located in Mal Pais, just a short distance from the center of town and some of the best beaches in Costa Rica.

The property boasts ocean, beach and jungle views, along with great ocean breezes. This large and spacious lot is ideal for those looking to build a personal residence, vacation rental or even a small hospitality business, with its amazing views and plush jungle surroundings.

It boasts 9,650 square meters, which is about 2.3845 acres. It is close to surf, beaches, shops, and restaurants.

According to Wikipedia: “Malpais is a town in Puntarenas Province, Costa Rica which began as a fishing and cattle-farming village, and has become popular among surfers and adventure travelers around the world. Recently, Forbes Magazine voted the beaches of Malpais and neighboring Santa Teresa as ‘One of the ten most beautiful in the world.’ Malpais now is known for its incredible beauty, with white sand coves, rocky outcroppings, steep jungle-covered hills, and forests teeming with animals, birds, and insects. While Malpais is still a remote fishing village, it also is known for modern day luxuries. Many excellent hotels and luxury houses have been built in recent years, and there are many excellent restaurants, with cuisine from around the world.”

Give me a call today to see how this area can be your second or even first home at 650 483-4932.

Improved Home Buying Affordability

Home Buying
Improved Home Buying Affordability

Improved home buying affordability can mean more Buyers will be searching and buying homes, most likely for the first time. Home Buyers can take advantage of historically low interest rates and any down payment assistance programs that may exist in their city of choice.

Call/Text/E-mail me on how I can help you achieve the goal of purchasing your home. Call me at 650 483-4932. E-mail:

Start a home search at:

There Is More Equity In Your Home

More money in your pocket
You Have More Equity In Your Home!

More homeowners have gained equity if you own a home on the San Francisco Peninsula, according to a new report released today.

CoreLogic® (NYSE: CLGX), a global property information, analytics and data-enabled solutions provider, just released an analysis showing that U.S. homeowners with mortgages (roughly 63 percent of all homeowners) saw their equity increase by a total of $227 billion in Q3 2016 compared with the previous quarter, an increase of 3.1 percent.

According to Frank Nothaft, the chief economist for Corelogic: “Home equity rose by $12,500 for the average homeowner over the last four quarters. There was wide geographic variation with homeowners in California, Oregon and Washington gaining an average of at least $25,000 in home equity wealth.”

The main cause of equity increase? Anand Nallathambi, president and CEO of CoreLogic: “Price appreciation is the main ingredient for home equity wealth creation, and home prices rose 5.8 percent in the year ending September 2016 according to the CoreLogic Home Price Index. Paydown of principal is the second key component of equity building. Many homeowners have refinanced into shorter-term loans, such as a 15-year loan, and  by doing so, they have significantly fewer mortgage payments and are able to build equity wealth faster.”

The metro level, with the cities that have the highest percentage of mortgaged properties with positive equity are:

  • San Francisco-Redwood City-South San Francisco, Calif.: 99.4%
  • Houston-The Woodlands-Sugar Land, Texas: 98.5%
  • Denver-Aurora-Lakewood, Colo.: 98.4%
  • Los Angeles-Long Beach-Glendale, Calif.: 96.9%

If you would like a copy of CoreLogic’s 3rd Quarter 2016 Equity Report, and/or what this means for you if you are thinking of Selling, send me an email to or give me a call at 650 483-4932.

Selling a House? Buying a House?

Sell a Home
Selling or Buying a House?

At you have at your fingertips a wide variety of tools available to help you with your buying or selling questions. You can:

  • Search for Your Dream Home
  • Find out “What is My Home Worth?” How much can I get for my home?
  • Get Pre-qualified with a leading bank. Not sure if you can qualify for a loan? Then find out how to GET STARTED to qualify for a loan—For FREE!
  • At the “Market Insider” you can find Housing Market Trends—Sold vs. Listed, Housing Inventory Trends, Crime, Weather, Restaurant, Pet Store, Shopping, Coffee Shops in your interested area and more.

Of course, Technology helps, but personalized service is what gets you the most for your hard-earned money. Call or text me at 650 483-4932 to set up a one-on-one real estate session.

Why Move Out of California?

Californians moving out of state
                                                                 Moving Out of California??

Why are Californians moving out of the state? CoreLogic, the analytic and financial services company, says that for every home buyer coming into California, another three are selling their homes, and moving out of the state. Separate reports released earlier this year by Beacon Economics, also noted that 625,000 more U.S. residents left California between 2007 and 2014 than moved into the state.

California’s housing market is one of the most expensive in the nation, with a median home price of $428,000 across the state. Selling prices have gone up 71% since 2011. Of the five priciest housing markets in the United States, four are in California, according to the latest data from NAR, the National Association of Realtors. Topping the list is in our own backyard, San Jose, with a median home price of $1 million.

Where are Californians moving to? Many are moving to Texas, Oregon, Nevada, Arizona and Washington. Favorite Baby Boomer choices are Nevada, Arizona, Idaho, Georgia, Texas or North Carolina where home prices are considerably lower. The homes being bought are generally bigger with larger land lots. Other attractions are lower commute times to work, lower utility bills in gas, electricity and garbage collection.

Have you thought of moving out of California? Call me at 650 483-4932 to find out what your choices are: What is my home is worth and can sell for? What can I get in another area? As a Certified International Property Specialist (CIPS), I can help you find the perfect home and get the most money on the sale of your home.

4 Cultural Issues To Consider Before Moving Abroad

Cultural Issues When Moving Abroad
                                                   Cultural Issues When Moving Abroad

You may be considering moving to another country, either by yourself, your significant other, or your entire family. In this article, we will explore 4 cultural issues to consider before moving abroad and what you can do now. This will help you to make the transition to your new home a lot easier to deal with. We will consider other issues in coming articles.

In a recent poll commissioned by Barclays International Banking, questions were asked to expats or expatriates on the challenges of living abroad. They mentioned the most important issues measured by percentages on what they believed affected them the most.

The Cost of Living came in first at 28.16% of the vote. Some issues to take into account when looking to move overseas including employment, the cost of property and personal finances. But to these expats, the cost of living was a very important issue. Having sufficient money to live and have a social life is at the top of the list of issues.

What to do? Comparing some aspects of the proposed life in a new country and the present one will undoubtedly be less expensive, some more expensive. There are now many websites that will allow you to compare the cost of living in any two or more countries. Although doing this will not be precise in nature, it will allow you to get a very good idea on the more expensive costs regarding food, fuel and going out to dinner, for example. Let me know if you would like a list of international bank guides to help you with usual and unusual costs.

Loneliness came in second at 26.62%. What can cause loneliness? New surroundings, experiences and the type of employment opportunities can all be factors. Loneliness is true for either individuals or entire families in a new environment.

For example, a family with children moving abroad may experience problems. If there is a stay at home parent, the other parent may take the responsibility of taking care of them. If this is not currently being done, there will be a shock value to this new way of life. If it is difficult now looking after children, then it may become a bigger issue looking after children when moving abroad.

What to do? When expats tread on unfamiliar ground, they tend to stick to what is familiar. Doing so, many expatriates never make the transition from expat to compatriot. However, in order to get the most out of your expat experience, you need to break out of your comfort zone and try to immerse yourself in the local culture.

The process of making the transition from living like an expat to a more local life-style takes time. Loneliness can be dealt with as you get used to your new environment, culture and its embracement.

Cultural Differences were 13.99% an issue. Cultural differences usually include language, religion, political organization, and customs. One of the difficulties that many people have is dealing with the stereotypes of others. That means we have stereotypes of others as they have of us.

What to do? Preparing for life in a new culture starts out by educating yourself about the country you’re moving to. Do research by reading books, view YouTube videos, visit websites, any reputable resource that will help you “read into” the culture and give you insight on the way of life/culture of that country.

Relationship Problems came in as a concern at 10.75%. If you currently are experiencing some type of problem in your relationship, it most likely will not get better with a move, but may become more magnified by all the other “moving” issues you will experience. Leaving behind support friends, family and even professional counselors may strain your relationship even more.

What to Do? To be successful in a move, you will need to be sure that everyone involved is 100% sure that the move is being done for the right reasons and there will be flexibility and understanding by all. There needs to be a plan in place that is currently being worked on, that will continue long after the move to the new country. Don’t leave it to the last minute and then start working on it once you have moved.

In conclusion, we have considered 4 issues (79.52%) that were brought up by expatriates that were of high importance to them, the Cost of Living, Loneliness, Cultural Differences and Relationship Problems. We have briefly dealt with what to do now, to prepare yourself, and to make the transition from an expat to compatriot. Remember why you are even considering a move: a better lifestyle, better experiences for your family, less expensive cost of living. These are good reasons to prepare well now. We will consider other issues and explore other answers to be successful in future articles.